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\u4e25\u683c\u6765\u8bf4\uff0c\u652f\u4ed8\u4e5f\u53ef\u4ee5\u662f\u4e00\u79cd\u8f6c\u8d26\u3002\u6211\u4eec\u4e4b\u6240\u4ee5\u5c06\u8fd9\u4e24\u4e2a\u7528\u4f8b\u5206\u5f00\u63a2\u8ba8\uff0c\u662f\u56e0\u4e3a\u5b9e\u73b0\u975e\u73b0\u91d1\u652f\u4ed8\u548c\u8f6c\u8d26\u7684\u73b0\u6709\u4e3b\u6d41\u65b9\u6848\u5e76\u4e0d\u76f8\u540c\uff0c\u56e0\u6b64\u4e5f\u6709\u7740\u4e0d\u4e00\u6837\u7684\u75db\u70b9\u3002\u524d\u8005\u4e3b\u8981\u901a\u8fc7\u7531\u5361\u7f51\u7edc\u652f\u6301\u7684\u4fe1\u7528\u5361\u652f \u4ed8\uff0c\u800c\u540e\u8005\u4e3b\u8981\u662f\u94f6\u884c\u8f6c\u8d26\u3002\u4e0b\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u63a2\u8ba8\u73b0\u6709\u65b9\u6848\u7684\u4e3b\u8981\u95ee\u9898\uff0c\u5df2\u6709\u7684\u66ff\u4ee3\u65b9\u6848\uff0c\u4ee5\u53ca\u7a33\u5b9a\u5e01\u5e26\u6765\u7684\u65b0\u673a\u9047\u3002<\/p>\n

\u652f\u4ed8<\/h1>\n

\u73b0\u91d1\u548c\u4fe1\u7528\u5361\u4ecd\u7136\u662f\u5927\u90e8\u5206\u5730\u533a\u6700\u4e3b\u8981\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u5176\u4e2d\uff0c\u4fe1\u7528\u5361\u4ea4\u6613\u4f5c\u4e3a\u4e3b\u8981\u7684\u975e\u73b0\u91d1\u9009\u62e9\uff0c\u901a\u8fc7 VISA \u548c\u4e07\u4e8b\u8fbe\u7b49\u94f6\u884c\u5361\u7f51\u7edc\uff08\u540e\u7eed\u7b80\u79f0\u5361\u7f51\u7edc\uff09\u8fdb\u884c\u5904\u7406\u3002\u901a\u8fc7\u5361\u7f51\u7edc\u5b9e\u73b0\u7684\u652f\u4ed8\u5927\u81f4\u6709\u4ee5\u4e0b\u6b65\u9aa4\uff1a<\/p>\n

1. \u5546\u5bb6\u53d1\u8d77\uff1a \u5546\u5bb6\u901a\u8fc7\u5176\u7ec8\u7aef POS \u673a\u5411\u5ba2\u6237\u8bf7\u6c42\u652f\u4ed8\u4fe1\u606f\uff0c\u5ba2\u6237\u901a\u8fc7\u7ebf\u4e0b\u5237\u5361\u6216\u7ebf\u4e0a\u586b\u5199\u4fe1\u7528\u5361\u4fe1\u606f\u7b49\u65b9\u5f0f\u63d0\u4f9b\u3002<\/p>\n

2. \u8bf7\u6c42\u6388\u6743\uff1a POS \u7cfb\u7edf\u6839\u636e\u5ba2\u6237\u63d0\u4f9b\u7684\u4fe1\u606f\u9009\u62e9\u5bf9\u5e94\u5361\u7f51\u7edc\uff0c\u5e76\u901a\u8fc7\u8be5\u7f51\u7edc\u5411\u53d1\u5361\u673a\u6784\u53d1\u9001\u652f\u4ed8\u6388\u6743\u8bf7\u6c42\u3002<\/p>\n

3. \u6279\u51c6\u6388\u6743\uff1a \u53d1\u5361\u673a\u6784\u5728\u9a8c\u8bc1\u5ba2\u6237\u7684\u4f59\u989d\u6216\u4fe1\u7528\u989d\u5ea6\u540e\u6279\u51c6\u8be5\u4ea4\u6613\u3002\u6b64\u786e\u8ba4\u4fe1\u606f\u901a\u8fc7\u5361\u7f51\u7edc\u89e6 \u5e95\u56de POS \u7ec8\u7aef\uff0c\u6700\u7ec8\u8fd4\u56de\u7ed9\u5ba2\u6237\u786e\u8ba4\uff0c\u5b8c\u6210\u652f\u4ed8\u6388\u6743\u3002<\/p>\n

4. \u6e05\u7b97\u548c\u7ed3\u7b97\uff1a \u5bf9\u4e8e\u5df2\u6388\u6743\u7684\u652f\u4ed8\uff0cPoS \u7ec8\u7aef\u542f\u52a8\u4e0e\u6536\u5355\u673a\u6784\uff08\u4f8b\u5982\u5546\u5bb6\u4f7f\u7528\u7684\u94f6\u884c\uff09\u7684\u6e05 \u7b97\u548c\u7ed3\u7b97\u6d41\u7a0b\u3002\u6536\u5355\u673a\u6784\u901a\u8fc7\u5361\u7f51\u7edc\u5411\u53d1\u5361\u673a\u6784\u53d1\u9001\u6279\u5904\u7406\u7684\u6536\u6b3e\u603b\u91d1\u989d\u3002\u53d1\u5361\u884c\u5219\u901a\u8fc7\u4f20\u7edf\u94f6\u884c\u95f4\u8f6c\u8d26\u8def\u5f84\u5b8c\u6210\u7ed3\u7b97\u3002<\/p>\n

5. \u5916\u5e01\u4ea4\u6613\uff1a \u5728\u6709\u5916\u5e01\u53c2\u4e0e\u4ea4\u6613\u7684\u60c5\u51b5\u4e0b\uff0c\u53d1\u5361\u673a\u6784\u4f1a\u8fdb\u884c\u6362\u6c47\uff0c\u5e76\u901a\u8fc7 SWIFT \u8f6c\u8d26\u7b49\u7b49\u65b9\u5f0f\u5b8c\u6210\u7ed3\u7b97\u3002<\/p>\n

\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u5361\u7f51\u7edc\u8d77\u5230\u4e86\u4fe1\u606f\u4f20\u9012\u5c42\u7684\u4f5c\u7528\uff0c\u4ee5\u786e\u4fdd\u5ba2\u6237\u548c\u5546\u5bb6\u4f7f\u7528\u7684\u91d1\u878d\u670d\u52a1\u5546\uff0c\u65e0\u8bba\u5176\u5dee\u5f02\u591a\u5927\uff0c\u90fd\u80fd\u5b8c\u6210\u6c9f\u901a\u548c\u6e05\u7b97\u3002<\/p>\n

\"\u652f\u4ed8\"<\/p>\n

\"\u652f\u4ed8\"<\/p>\n

\u4fe1\u7528\u5361\u548c\u5361\u7f51\u7edc\u7684\u5b58\u5728\u4e00\u65b9\u9762\u5927\u5e45\u63d0\u5347\u4e86\u975e\u73b0\u91d1\u652f\u4ed8\u7684\u4fbf\u5229\u6027\uff0c\u4f46\u540c\u65f6\u4e5f\u5e38\u56e0\u5176\u9ad8\u6602\u7684\u4ea4\u6613\u8d39\u7528\u88ab\u8bdf\u75c5\u3002\u6bcf\u7b14\u4fe1\u7528\u5361\u4ea4\u6613\u4f1a\u81ea\u52a8\u4ece\u5ba2\u6237\u652f\u4ed8\u7684\u91d1\u989d\u4e2d\u6263\u9664 2-3% \u6216\u66f4\u591a\uff0c\u4f5c\u4e3a\u624b\u7eed\u8d39\u3002\u8fd9\u7b14\u8d39\u7528\u5bf9\u4e8e\u5fae\u5229\u7684\u4f01\u4e1a\u662f\u4e00\u7b14\u6c89\u91cd\u7684\u8d1f\u62c5\u3002<\/p>\n

\u7136\u800c\uff0c\u7ec6\u7ec6\u770b\u6765\uff0c\u5361\u7f51\u7edc\u672c\u8eab\u5e76\u4e0d\u662f\u9ad8\u624b\u7eed\u8d39\u7684\u4e3b\u56e0\u3002\u4fe1\u7528\u5361\u4ea4\u6613\u8d39\u7528\u53ef\u4ee5\u5927\u81f4\u5206\u4e3a\u4e09\u4e2a\u90e8\u5206\uff1a\u652f\u4ed8\u7ed9\u94f6\u884c\u5361\u7f51\u7edc\u7684\u300c\u8bc4\u4f30\u8d39\u300d\uff0c\u9500\u552e\u7ec8\u7aef\u300c\u5904\u7406\u8d39\u300d\uff0c\u548c\u7ed9\u53d1\u5361\u884c\u7684\u300c\u4ea4\u6362\u8d39\u300d\u3002\u8fd9\u4e09\u8005\u4e2d\uff0c\u5361\u7f51 \u7edc\u6536\u53d6\u7684\u8d39\u7528\u6700\u5c11\uff0c\u4ec5\u4e3a\u4ea4\u6613\u7684 0.15%\u3002\u6bd4\u5982 Visa \u5e74\u4e00\u5e74\u5904\u7406 16\u4e07\u4ebf \u7f8e\u5143\u4ea4\u6613\u989d\uff0c\u800c\u5e74\u8425\u6536\u53ea\u5360 \u603b \u4ea4\u6613\u91cf\u7684 0.2%\u3002\u4ea4\u6613\u8d39\u7684\u5927\u5934\u662f\u7ed9\u53d1\u5361\u884c\u7684\u4ea4\u6362\u8d39 (1-3%)\u3002\u6b64\u8d39\u7528\u4e3b\u8981\u662f\u7528\u4e8e\u8986\u76d6\u94f6\u884c\u63d0\u4f9b\u670d\u52a1\u7684 \u8d39\u7528\u548c\u98ce\u9669\uff0c\u6bd4\u5982\u4fe1\u7528\u8fdd\u7ea6\u98ce\u9669\u548c\u6d88\u8d39\u8005\u4fdd\u62a4\u3002\u5bf9\u4e8e\u9700\u8981\u4f7f\u7528\u4fe1\u8d37\u7684\u6d88\u8d39\u8005\u6765\u8bf4\uff0c\u8fd9\u4e2a\u8d39\u7387\u5e76\u4e0d\u7b97\u8fc7\u5206\u3002\u5bf9\u4e8e\u53d1\u5361\u884c\u6765\u8bf4\uff0c\u4fe1\u7528\u5361\u4f5c\u4e3a\u4e00\u9879\u5177\u6709\u8fdd\u7ea6\u98ce\u9669\u7684\u4fe1\u8d37\u4e1a\u52a1\uff0c2% \u7684\u8d39\u7528\u6070\u6070\u8868\u660e\u7684\u662f\u94f6\u884c\u98ce\u9669\u7ba1\u7406\u7684\u4e13\u4e1a\u6027\uff0c\u800c\u4e0d\u662f\u6548\u7387\u4f4e\u4e0b\u3002<\/p>\n

\"\u652f\u4ed8\"<\/p>\n

<\/p>\n

\u6240\u4ee5\u4fe1\u7528\u5361\u8d39\u7528\u95ee\u9898\u7684\u5173\u952e\uff0c\u4e0d\u5728\u4e8e\u5176\u8d39\u7528\u9ad8\uff0c\u800c\u662f\u6d88\u8d39\u8005\u5c06\u5176\u4f5c\u4e3a\u4e86\u9ed8\u8ba4\u9009\u9879\uff0c\u65e0\u8bba\u662f\u5426\u9700\u8981\u4fe1 \u8d37\u989d\u5ea6\uff0c\u90fd\u4f1a\u4f18\u5148\u9009\u62e9\u5237\u4fe1\u7528\u5361\u800c\u4e0d\u662f\u5176\u4ed6\u3002\u5f62\u6210\u8fd9\u79cd\u6d88\u8d39\u8005\u504f\u597d\u7684\u6839\u56e0\uff0c\u662f\u652f\u4ed8\u7684\u9009\u62e9\u65b9\u548c\u627f\u62c5\u8d39\u7528\u65b9\u4e4b\u95f4\u7684\u9519\u914d\uff1a\u6d88\u8d39\u8005\u9009\u62e9\u652f\u4ed8\u65b9\u5f0f\uff0c\u800c\u5546\u5bb6\u627f\u62c5\u4ea4\u6613\u8d39\u7528\u3002\u8fd9\u79cd\u9519\u914d\u7ed9\u4e86\u53d1\u5361\u884c\u64cd\u4f5c\u7684\u7a7a\u95f4\uff0c\u5373\u53ef\u4ee5\u5229\u7528\u4e00\u90e8\u5206\u8d39\u7528\uff0c\u4ee5\u5956\u52b1\u548c\u79ef\u5206\u7684\u65b9\u5f0f\u300c\u8d3f\u8d42\u300d\u6d88\u8d39\u8005\uff0c\u4ee5\u83b7\u53d6\u6d88\u8d39\u8005\u7684\u504f\u7231\u3002\u8fd9\u79cd\u7b56\u7565 \u975e\u5e38\u884c\u4e4b\u6709\u6548\uff0c\u5927\u91cf\u6d88\u8d39\u8005\u4f1a\u56e0\u4e3a\u66f4\u597d\u7684\u8fd4\u73b0\u548c\u79ef\u5206\u798f\u5229\u800c\u504f\u7231\u4fe1\u7528\u5361\uff0c\u80dc\u8fc7\u6ca1\u6709\u79ef\u5206\u4f46\u4ea4\u6613\u8d39\u7528\u66f4\u4f4e\u7684\u501f\u8bb0\u5361\u3001\u73b0\u91d1\u6216\u6570\u5b57\u94b1\u5305\uff0c\u5373\u4fbf\u4ed6\u4eec\u4e0d\u9700\u8981\u4fe1\u8d37\u6d88\u8d39\u3002<\/p>\n

\u9664\u4e86\u4ea4\u6613\u8d39\u7528\u9ad8\u4e4b\u5916\uff0c\u5361\u7f51\u7edc\u5728\u8de8\u5883\u652f\u4ed8\u65f6\u8fd8\u4f1a\u4ea7\u751f\u9ad8\u6602\u7684\u8de8\u5883\u8d39\u7528\uff0c\u8fdb\u4e00\u6b65\u62ac\u9ad8\u4ea4\u6613\u6210\u672c\u3002\u8fd9\u4e2a \u95ee\u9898\u7684\u6839\u56e0\u662f\u53d1\u5361\u548c\u6536\u5355\u884c\u4e4b\u95f4\u7684\u7ed3\u7b97\u4f9d\u8d56\u4f20\u7edf\u94f6\u884c\u95f4\u8def\u5f84\u3002\u5173\u4e8e\u8de8\u5883\u7ed3\u7b97\u7684\u8bdd\u9898\uff0c\u6211\u4eec\u5c06\u5728\u8f6c\u8d26\u90e8\u5206\u63a2\u8ba8\u3002<\/p>\n

\u4ece\u4e0a\u9762\u7684\u8ba8\u8bba\uff0c\u6211\u4eec\u5927\u81f4\u53ef\u4ee5\u7406\u89e3\u652f\u4ed8\u4f53\u7cfb\u4e2d\u7684\u53c2\u4e0e\u5404\u65b9\u5bf9\u7a33\u5b9a\u5e01\u7684\u6001\u5ea6\uff1a<\/p>\n

1. \u5546\u5bb6\u5728\u4fe1\u7528\u5361\u4f53\u7cfb\u4e2d\u662f\u6700\u75db\u7684\uff0c\u56e0\u6b64\u4e5f\u6709\u6700\u5f3a\u7684\u52a8\u673a\u6765\u5bfb\u627e\u66ff\u4ee3\u65b9\u6848\u3002\u50cf\u6c83\u5c14\u739b\u3001\u4e9a\u9a6c\u900a\u548c\u4eac\u4e1c\u8fd9\u6837\u7684\u516c\u53f8\u7531\u4e8e\u5176\u5e7f\u6cdb\u7684\u9500\u552e\u7f51\u7edc\uff0c\u5bf9\u7a33\u5b9a\u5e01\u652f\u4ed8\u4f5c\u4e3a\u66ff\u4ee3\u65b9\u6848\u8868\u73b0\u51fa\u6d53\u539a\u5174\u8da3\u3002<\/p>\n

2. Visa\uff0c\u4e07\u4e8b\u8fbe\u8fd9\u6837\u7684\u5361\u7f51\u7edc\u672c\u8eab\u5728\u4ea4\u6613\u8d39\u7528\u4e2d\u5360\u6bd4\u4e0d\u9ad8\uff0c\u4e14\u53ef\u4ee5\u652f\u6301\u5404\u79cd\u8d27\u5e01\uff0c\u5305\u62ec\u7a33\u5b9a\u5e01\u3002\u56e0\u6b64\u5361\u7f51\u7edc\u672c\u8eab\u4e0d\u662f\u7a33\u5b9a\u5e01\u5bf9\u7acb\u9762\u3002\u76f8\u53cd\u7684\uff0c\u968f\u7740\u66f4\u591a\u7a33\u5b9a\u5e01\u8fdb\u5165\u65e5\u5e38\u4ea4\u6613\uff0c\u5361\u7f51\u7edc\u53ef\u80fd\u4f1a\u56e0\u4e3a\u5176\u6865\u63a5\u529f\u80fd\u800c\u53d8\u5f97\u66f4\u91cd\u8981\u3002\u6b64\u5916\uff0c\u6709\u4e86\u7a33\u5b9a\u5e01\uff0c\u652f\u4ed8\u7f51\u7edc\u7ed3\u7b97\u8fc7\u7a0b\u53ef\u4ee5\u88ab\u7b80\u5316\uff0c\u4ece\u800c\u5141\u8bb8\u5361\u7f51\u7edc\u8fdb\u4e00\u6b65\u53c2\u4e0e\u5230\u7ed3\u7b97\u5f53\u4e2d\uff0c\u4ee5\u6b64\u5728\u6574\u4e2a\u652f\u4ed8\u8fc7\u7a0b\u4e2d\u626e\u6f14\u7ed9\u5927\u7684\u89d2\u8272\u3002Visa \u65e9\u5728 2021 \u5e74\u5c31\u901a\u8fc7\u7a33\u5b9a\u5e01\u5c55\u793a\u4e86\u4e0e\u53d1\u884c\u5546\u8fdb\u884c\u8de8\u5883\u7ed3\u7b97\u7684\u6f5c\u529b\u3002<\/p>\n

3. \u7ec8\u7aef\uff08POS\uff09\u65b9\u6848\u63d0\u4f9b\u5546\u53ef\u4ee5\u901a\u8fc7\u652f\u6301\u65b0\u7684\u652f\u4ed8\u65b9\u5f0f\u6765\u6269\u5c55\u5176\u4ea7\u54c1\u7ebf\u3002\u7a33\u5b9a\u5e01\u4e0d\u4ec5\u4e0d\u4f1a\u98a0\u8986 \u5176\u5f53\u524d\u89d2\u8272\uff0c\u53cd\u800c\u80fd\u8ba9\u7ec8\u7aef\u65b9\u6848\u5546\u8fdb\u5165\u6536\u5355\u548c\u51fa\u5165\u91d1\u7b49\u670d\u52a1\u7684\u673a\u4f1a\u3002Stripe \u6536\u8d2d Bridge \u548cPriv\uff08\u94b1\u5305\u670d\u52a1\uff09\u4e3a\u8fd9\u4e2a\u8d8b\u52bf\u63d0\u4f9b\u4e86\u6ce8\u811a\u3002<\/p>\n

\u57fa\u4e8e\u7a33\u5b9a\u5e01\u7684\u300c\u5f00\u6e90\u6570\u5b57\u94b1\u5305\u300d<\/h1>\n

\"\u652f\u4ed8\"<\/p>\n

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\u8f6c\u8d26<\/h1>\n

\u94f6\u884c\u95f4\u8f6c\u8d26\u662f\u73b0\u4ee3\u7ecf\u6d4e\u7684\u652f\u67f1\u4e4b\u4e00\u3002\u5373\u4fbf\u6570\u5b57\u94b1\u5305\u80fd\u5927\u91cf\u5904\u7406\u4e2a\u4eba\u95f4\u5c0f\u989d\u8f6c\u8d26\uff0c\u5927\u90e8\u5206\u8d44\u91d1\u8f6c\u79fb\u4ecd \u662f\u901a\u8fc7\u94f6\u884c\u53d1\u751f\u3002\u7531\u4e8e\u5176\u91cd\u8981\u6027\uff0c\u6bcf\u4e2a\u56fd\u5bb6\u548c\u5730\u533a\u90fd\u4f1a\u5efa\u7acb\u5fc5\u8981\u7684\u57fa\u7840\u8bbe\u65bd\uff08\u5982\u6e05\u7b97\u6240\uff09\uff0c\u8ba9\u4e00\u56fd\u5185\u90e8\u7684\u8f6c\u8d26\u5f97\u4ee5\u6709\u6548\u8fdb\u884c\u3002\u7136\u800c\uff0c\u56e0\u4e3a\u7f3a\u4e4f\u8de8\u56fd\u95f4\u7684\u6e05\u7b97\u6240\uff0c\u8de8\u5883\u8f6c\u8d26\u4ecd\u7136\u8f83\u4e3a\u4f4e\u6548\u3002\u5efa\u7acb\u4e8e 20 \u4e16\u7eaa 70 \u5e74\u4ee3\u7684 SWIFT \u7535\u62a5\u7f51\u7edc\uff0c\u5728 50\u5e74\u540e\u7684\u4eca\u5929\u4ecd\u7136\u662f\u94f6\u884c\u95f4\u8de8\u5883\u8f6c\u8d26\u7684\u57fa\u77f3\u3002<\/p>\n

\u5883\u5185\u8f6c\u8d26<\/h1>\n

\u5185\u8f6c\u8d26\u662f\u8d44\u91d1\u6d41\u52a8\u6700\u4e3b\u8981\u7684\u5f62\u5f0f\u30022024 \u5e74\uff0c\u4e2d\u56fd\u56fd\u5185\u652f\u4ed8\u7cfb\u7edf\u5904\u7406\u4e8612,450 \u4e07\u4ebf\u5143\u4eba\u6c11\u5e01\uff08\u7ea6 \u5408 1.8 \u4e07\u4ebf\u7f8e\u5143\uff09\u7684\u8f6c\u8d26\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u7f8e\u56fd\u56fd\u5185\u7684\u5904\u7406\u7684\u91d1\u989d\u4e5f\u4e0e\u6b64\u76f8\u5f53\u3002<\/p>\n

\u8fd9\u4e9b\u94f6\u884c\u95f4\u8f6c\u8d26\u901a\u5e38\u901a\u8fc7\u4e2d\u592e\u94f6\u884c\u6216\u94f6\u884c\u534f\u4f1a\u63d0\u4f9b\u7684\u6e05\u7b97\u6240\u670d\u52a1\u5b9e\u73b0\u3002\u5728\u6e05\u7b97\u6240\u67b6\u6784\u4e0b\uff0c\u94f6\u884c\u95f4\u65e0 \u9700\u76f4\u63a5\u7ed3\u7b97\uff0c\u800c\u662f\u53c2\u4e0e\u94f6\u884c\u5728\u6e05\u7b97\u6240\u4e2d\u5f00\u8bbe\u8d26\u6237\uff0c\u901a\u8fc7\u6e05\u7b97\u6240\u8d26\u672c\u4e0a\u7684\u4ea4\u6613\u5b9e\u73b0\u8f6c\u8d26\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u94f6\u884c\u95f4\u6ca1\u6709\u76f4\u63a5\u8d44\u91d1\u6d41\u52a8\uff0c\u800c\u53ea\u5728\u94f6\u884c\u4e0e\u6e05\u7b97\u6240\u95f4\u6709\u51fa\u5165\u91d1\u3002\u4ee5\u7f8e\u56fd\u548c\u4e2d\u56fd\u7684\u4f53\u7cfb\u4e3a\u4f8b\uff1a<\/p>\n

\u7f8e\u56fd\u7684\u94f6\u884c\u4f7f\u7528\u591a\u5957\u6e05\u7b97\u670d\u52a1\u3002\u7f8e\u8054\u50a8\u63d0\u4f9bFedWire \u548c FedNow \u7528\u4e8e\u5927\u989d\u548c\u5c0f\u989d\u8f6c\u8d26\u3002\u6e05\u7b97\u6240\u534f\u4f1a \u63d0\u4f9b CHIPS \u548c RTP \u4f5c\u4e3a\u5e76\u884c\u4ea7\u54c1\u3002\u6b64\u5916\uff0c\u5df2\u6709 50 \u591a\u5e74\u5386\u53f2\u7684 ACH \u7cfb\u7edf\uff0c\u7531Nacha\uff08\u975e\u8425\u5229\u94f6 \u884c\u534f\u4f1a\u7ec4\u7ec7\uff09\u7ba1\u7406\uff0c\u56e0\u5176\u5bf9\u8001\u7cfb\u7edf\u7684\u517c\u5bb9\u6027\uff0c\u4ecd\u7136\u88ab\u6700\u591a\u7f8e\u56fd\u7684\u94f6\u884c\u91c7\u7528\u3002<\/p>\n

\u4e2d\u56fd\u7684\u94f6\u884c\u4f9d\u8d56\u4e8e\u4eba\u6c11\u94f6\u884c\u6240\u63d0\u4f9b\u7684\u6e05\u7b97\u7cfb\u7edf\uff0c\u5305\u62ec HVPS\u3001BEPS \u548c IBPS\uff0c\u4ee5\u7ba1\u7406\u4e0d\u540c\u89c4\u6a21\u548c\u65f6\u95f4\u8981\u6c42\u8f6c\u8d26\u3002\u5728\u4e2d\u56fd\u9999\u6e2f\uff0c\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u63d0\u4f9b CHATS\uff08\u6e05\u7b97\u6240\u81ea\u52a8\u8f6c\u8d26\u7cfb\u7edf\uff09\u7528\u4e8e\u5927\u989d\u94f6\u884c\u95f4 \u8f6c\u8d26\uff0c\u4ee5\u53ca FPS\uff08\u5feb\u901f\u652f\u4ed8\u7cfb\u7edf\uff09\u7528\u4e8e\u5373\u65f6\u8d44\u91d1\u8f6c\u8d26\u3002\u5c31\u5728\u4eca\u5e74\uff0c\u300c\u8de8\u5883\u652f\u4ed8\u901a\u300d\u4e0a\u7ebf\uff0c\u8fde\u63a5\u4eba\u884c IBPS \u548c\u91d1\u7ba1\u5c40FPS\uff0c\u5b9e\u73b0\u4e2d\u56fd\u5185\u5730\u4e0e\u9999\u6e2f\u4e4b\u95f4\u7684\u5373\u65f6\u8d44\u91d1\u8f6c\u8d26\uff0c\u4ee5\u53ca\u6e2f\u5e01\u4eba\u6c11\u5e01\u95f4\u7684\u5151\u6362\u3002<\/p>\n

\u6b64\u5916\uff0c\u4eba\u6c11\u94f6\u884c\u8fd8\u63d0\u4f9b CIPS\uff08\u4eba\u6c11\u5e01\u8de8\u5883\u652f\u4ed8\u7cfb\u7edf\uff09\u7528\u4e8e\u79bb\u5cb8\u4eba\u6c11\u5e01\uff08\u5373 CNH\uff09\u4ea4\u6613\u3002\u901a\u8fc7 CIPS\uff0c\u6d77\u5916\u7684\u94f6\u884c\u53ef\u4ee5\u76f4\u63a5\u4e0e\u4e2d\u56fd\u5883\u5185\u7684\u94f6\u884c\u6216\u5176\u4ed6\u6d77\u5916\u7684 CIPS \u53c2\u4e0e\u884c\u8fdb\u884c\u4eba\u6c11\u5e01\u8f6c\u8d26\uff0c\u800c\u65e0\u9700\u4f9d \u8d56 SWIFT \u7cfb\u7edf\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u8de8\u5883\u7f8e\u5143\u8f6c\u8d26\u4e3b\u8981\u901a\u8fc7\u4ec5\u80fd\u5728\u7ebd\u7ea6\u8fdb\u884c\u6e05\u7b97\u7684 CHIPs \u5b9e\u73b0\u3002\u6240\u6709\u7f8e\u5143\u8de8 \u5883\u8f6c\u8d26\u5747\u9700\u5404\u5bb6\u94f6\u884c\u5148\u901a\u8fc7\u5185\u5916\u90e8\u8f6c\u8d26\u5c06\u7f8e\u5143\u9001\u5230\u5176\u7ebd\u7ea6\u5206\u884c\u624d\u80fd\u8fdb\u884c\u540e\u7eed\u64cd\u4f5c\u3002<\/p>\n

<\/p>\n

\"\u652f\u4ed8\"<\/p>\n

\u4ece\u4ee5\u4e0a\u5206\u6790\u53ef\u4ee5\u770b\u51fa\uff0c\u73b0\u6709\u6e05\u7b97\u7cfb\u7edf\u53ef\u4ee5\u8986\u76d6\u5e7f\u5927\u7684\u8f6c\u8d26\u5e94\u7528\u573a\u666f\uff0c\u4f46\u4ecd\u7136\u6709\u5176\u5c40\u9650\u6027\uff1a<\/p>\n

\u25cf \u7cfb\u7edf\u788e\u7247\u5316\uff1a \u8001\u7cfb\u7edf\u7ef4\u6301\u4ee5\u53ca\u8de8\u94f6\u884c\u534f\u8c03\u4e0d\u6613\uff0c\u5bfc\u81f4\u591a\u4e2a\u6e05\u7b97\u670d\u52a1\u5e76\u5b58\u3002<\/p>\n

\u25cf \u51c6\u5165\u95e8\u69db\uff1a\u6e05\u7b97\u6240\u901a\u5e38\u4ec5\u9650\u4e8e\u4e00\u56fd\u5185\u7684\u94f6\u884c\uff0c\u5e76\u4e14\u53ea\u652f\u6301\u5f53\u5730\u6cd5\u5e01\u3002\u8fd9\u5bf9\u4e8e\u9700\u8981\u5168\u7403\u6d41\u52a8\u7684 \u8d27\u5e01\u660e\u663e\u662f\u4e0d\u591f\u7684\u3002<\/p>\n

\u25cf \u7cfb\u7edf\u53ef\u7528\u6027\uff1a \u8bb8\u591a\u6e05\u7b97\u7cfb\u7edf\u4e0d\u652f\u6301 24\/7\/365\u3002\u901a\u5e38\u4f1a\u5728\u5468\u672b\u548c\u665a\u4e0a\u5173\u95ed\u670d\u52a1\u3002\u5373\u4fbf\u662f 24\/7 \u7684\u7cfb\u7edf\uff0c\u4e5f\u4ecd\u9700\u6d41\u51fa\u65f6\u95f4\u8fdb\u884c\u7cfb\u7edf\u7ef4\u62a4\u5347\u7ea7\u3002<\/p>\n

\u25cf \u6210\u672c\u548c\u901f\u5ea6\uff1a \u5927\u591a\u6570\u6e05\u7b97\u670d\u52a1\u4e3a\u6279\u5904\u7406\uff0c\u9700\u8981\u5728\u6210\u672c\u548c\u65f6\u95f4\u4e0a\u505a\u53d6\u820d\u3002<\/p>\n

\"\u652f\u4ed8\"<\/p>\n

\u57fa\u4e8e\u7a33\u5b9a\u5e01\u7684\u300c\u5f00\u653e\u6e05\u7b97\u6240\u300d\u7a33\u5b9a\u5e01\u53ef\u4ee5\u901a\u8fc7\u4e24\u79cd\u65b9\u5f0f\u63d0\u5347\u8f6c\u8d26\u6548\u7387\u3002\u5176\u4e00\u662f\u6b64\u524d\u63d0\u5230\u7684\u6570\u5b57\u94b1\u5305\u8f6c\u8d26\uff0c\u4e3b\u8981\u9488\u5bf9\u7528\u6237\u95f4\u5c0f\u989d\u8f6c\u8d26\u3002\u800c\u53e6\u4e00\u79cd\uff0c\u662f\u5728\u94f6\u884c\u95f4\u8f6c\u8d26\u4e2d\u63d0\u4f9b\u300c\u5f00\u653e\u6e05\u7b97\u6240\u300d\u670d\u52a1\u3002\u8ba9\u6211\u4eec\u6765\u5c55\u5f00\u9610\u8ff0\u4e00\u4e0b\u300c\u5f00\u653e\u6e05\u7b97\u6240\u300d\u8fd9\u4e2a\u63d0\u6cd5\u3002<\/p>\n

\"\u652f\u4ed8\"<\/p>\n

\u901a\u8fc7\u7a33\u5b9a\u5e01\u8fdb\u884c\u7684\u4ea4\u6613\u4e0e\u6e05\u7b97\u6240\u6d41\u7a0b\u6709\u8bb8\u591a\u76f8\u4f3c\u4e4b\u5904\u3002\u5982\u6d41\u7a0b\u56fe\u6240\u793a\uff0c\u5728\u6e05\u7b97\u6240\u67b6\u6784\u4e0b\uff0c\u94f6\u884c\u5728\u6e05 \u7b97\u6240\u7684\u8d26\u7c3f\u4e0a\u521b\u5efa\u8d26\u6237\u5e76\u5165\u91d1\u3002\u94f6\u884c\u4e4b\u95f4\u7684\u7ed3\u7b97\u968f\u5373\u6210\u4e3a\u6e05\u7b97\u6240\u8d26\u672c\u4e0a\u7684\u4ea4\u6613\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u901a\u8fc7\u7a33\u5b9a\u5e01\u7684\u6e05\u7b97\uff0c\u76f8\u5f53\u4e8e\u94f6\u884c\u5efa\u7acb\u94fe\u4e0a\u8d26\u6237\u5e76\u300c\u5165\u91d1\u300d\u6210\u7a33\u5b9a\u5e01\u3002\u94f6\u884c\u95f4\u8f6c\u8d26\u4e5f\u968f\u4e4b\u6210\u4e3a\u533a\u5757\u94fe\u8d26\u7c3f\u4e0a\u7684\u4ea4\u6613\u3002\u8fd9\u4e48\u770b\u6765\uff0c\u901a\u8fc7\u7a33\u5b9a\u5e01\u5b9e\u73b0\u7684\u94f6\u884c\u95f4\u652f\u4ed8\u53ef\u4ee5\u770b\u4f5c\u662f\u7531\u533a\u5757\u94fe\u548c\u7a33\u5b9a\u5e01\u63d0\u4f9b\u7684\u4e00\u79cd\u6e05\u7b97\u670d\u52a1\u3002<\/p>\n

\u4e0e\u6b64\u540c\u65f6\uff0c\u901a\u8fc7\u7a33\u5b9a\u5e01\u5b9e\u73b0\u7684\u6e05\u7b97\u670d\u52a1\u76f8\u6bd4\u4f20\u7edf\u6e05\u7b97\u6240\u4e5f\u66f4\u5f00\u653e\u3002\u7a33\u5b9a\u5e01\u6e05\u7b97\u53ef\u4ee5\u5728\u94f6\u884c\u95f4\u4ee5\u81ea\u7ec4\u7ec7\u7684\u65b9\u5f0f\u5b9e\u73b0\uff0c\u4e0d\u53d7\u53f8\u6cd5\u7ba1\u8f96\u533a\u6216\u4f7f\u7528\u8d27\u5e01\u7684\u9650\u5236\u3002\u540c\u65f6\uff0c\u7a33\u5b9a\u5e01\u6e05\u7b97\u53ef\u4ee5\u63a5\u5165\u533a\u5757\u94fe\u7684\u5404\u79cd DeFi \u529f\u80fd\uff0c\u5b9e\u73b0\u6e05\u7b97\u76f8\u5173\u529f\u80fd\u7684\u4e0d\u65ad\u6269\u5145\u3002<\/p>\n

\u4f7f\u7528\u7a33\u5b9a\u5e01\u300c\u5f00\u653e\u6e05\u7b97\u6240\u300d\uff0c\u94f6\u884c\u95f4\u8f6c\u8d26\u6d41\u7a0b\u53ef\u4ee5\u5728\u8bb8\u591a\u65b9\u9762\u5f97\u5230\u6539\u5584\uff1a<\/p>\n

\u25cf \u6210\u672c\uff1a \u4f20\u7edf\u6e05\u7b97\u670d\u52a1\u4f1a\u4ea7\u751f\u9ad8\u6602\u7684\u8d39\u7528\u3002\u4f8b\u5982\uff0cFedWire \u6bcf\u7b14\u4ea4\u6613\u6536\u8d39 0.2 \u7f8e\u5143\uff0c\u800c FedNow \u5e73\u5747\u6bcf\u7b14\u4ea4\u6613\u6536\u8d39\u7ea6 0.045 \u7f8e\u5143\u3002\u5728\u5927\u89c4\u6a21\u5e94\u7528\u4e0b\u4e0d\u662f\u4e00\u4e2a\u5c0f\u6570\u5b57\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u5927\u591a\u6570\u533a\u5757\u94fe\u4e0a\u7684\u7a33\u5b9a\u5e01\u8f6c\u8d26\u8d39\u7528\u901a\u5e38\u4f4e\u4e8e 0.01 \u7f8e\u5143\u3002<\/p>\n

\u25cf \u901f\u5ea6\uff1a\u94fe\u4e0a\u8f6c\u8d26\u9ed8\u8ba4\u4e3a\u5b9e\u65f6\u7ed3\u7b97\uff0c\u5904\u7406\u901f\u5ea6\u4ec5\u53d7\u9650\u4e8e\u533a\u5757\u751f\u6210\u65f6\u95f4\u3002\u5404\u79cd\u533a\u5757\u94fe\u751f\u6210\u65f6\u95f4 \u4e0d\u540c\uff0c\u5355\u666e\u904d\u4e3a 0.1 \u81f3 10 \u79d2\u3002\u25cf \u53ef\u7528\u6027\uff1a \u4e3b\u8981\u516c\u94fe\u4e0a\u9ed8\u8ba4 24\/7 \u53ef\u7528\uff0c\u4e14\u65e0\u9700\u4e0b\u7ebf\u7ef4\u62a4\u3002<\/p>\n

\u25cf \u8bbf\u95ee\u6743\u9650\uff1a\u4e3b\u8981\u516c\u94fe\u5747 \u65e0\u9700\u8bb8\u53ef\uff0c\u610f\u5473\u7740\u6e05\u7b97\u670d\u52a1\u4e0d\u518d\u53d7\u5236\u4e8e\u56fd\u522b\u548c\u5e01\u79cd\u3002\u968f\u7740\u66f4\u591a\u6cd5\u5e01\u4e0a<\/p>\n

\u94fe\uff0c\u652f\u6301\u7684\u8d27\u5e01\u7c7b\u578b\u53ef\u4ee5\u4e0d\u65ad\u6269\u5c55\u3002<\/p>\n

\u25cf \u529f\u80fd\u6269\u5c55\uff1a \u4f20\u7edf\u6e05\u7b97\u6240\u901a\u5e38\u7531\u4e2d\u592e\u94f6\u884c\u6216\u94f6\u884c\u534f\u4f1a\u7ba1\u7406\uff0c\u4ee5\u81ea\u4e0a\u800c\u4e0b\u7684\u65b9\u5f0f\u505a\u51fa\u529f\u80fd\u51b3\u7b56\u3002\u8fd9\u5bfc\u81f4\u65b0\u589e\u529f\u80fd\u5f80\u5f80\u8981\u4f18\u5148\u5e38\u7528\u529f\u80fd\uff0c\u4e14\u51b3\u7b56\u7f13\u6162\u3002\u76f8\u53cd\uff0c\u533a\u5757\u94fe\u5bf9\u94f6\u884c\u9700\u8981\u7684\u529f\u80fd\u5929\u7136\u5f00\u653e\uff0c\u76f8\u5f53\u4e8e\u4e3a\u6e05\u7b97\u670d\u52a1\u6dfb\u52a0\u4e86\u300c\u5e94\u7528\u5546\u5e97\u300d\u3002<\/p>\n

\u7a33\u5b9a\u5e01\u4f5c\u4e3a\u300c\u5f00\u653e\u6e05\u7b97\u6240\u300d\u7684\u89d2\u8272\u53ef\u80fd\u662f\u7f8e\u56fd\u56db\u5927\u884c\u63a2\u7d22\u7a33\u5b9a\u5e01\u7684\u4e3b\u8981\u52a8\u673a\u4e4b\u4e00\u3002\u5148\u884c\u8005\u53ef\u4ee5\u5728\u5236\u5b9a\u6807\u51c6\uff08\u4f8b\u5982\u9009\u62e9\u533a\u5757\u94fe\u548c\u7a33\u5b9a\u5e01\u79cd\u7c7b\uff09\u65b9\u9762\u62e5\u6709\u5148\u53d1\u4f18\u52bf\u3002\u6b64\u5916\uff0c\u9274\u4e8e\u8fd9\u4e9b\u94f6\u884c\u5728\u7f8e\u5143\u751f\u6001\u7cfb\u7edf \u4e2d\u7684\u5de8\u5927\u5f71\u54cd\u529b\uff0c\u5b83\u4eec\u7684\u884c\u52a8\u5c06\u5f71\u54cd\u8fd9\u4e00\u7cfb\u7edf\u540e\u7eed\u521b\u65b0\u7684\u8d70\u5411\u3002\u8003\u8651\u5230\u7f8e\u5143\u5728\u5168\u7403\u7684\u89d2\u8272\uff0c\u8fd9\u4e00\u4e3b\u5bfc\u4f18\u52bf\u4f1a\u8d85\u8d8a\u7f8e\u56fd\u5f71\u54cd\u5168\u7403\u3002<\/p>\n

\u8de8\u5883\u8f6c\u8d26<\/h1>\n

\"\u652f\u4ed8\"<\/p>\n

\u8de8\u5883\u8f6c\u8d26\uff0c\u6216\u8005\u53eb\u8de8\u5883\u6c47\u6b3e\uff0c\u76f8\u6bd4\u4e8e\u5883\u5185\u8f6c\u8d26\u89c4\u6a21\u8f83\u5c0f\uff0c\u4f46\u56e0\u5176\u6210\u672c\u9ad8\uff08\u7ea6\u5360\u4ea4\u6613\u4ef7\u503c\u76845-6%\uff09\u3001 \u8017\u65f6\u957f\uff08\u7ea6 5-7 \u4e2a\u5de5\u4f5c\u65e5\uff09\u4e14\u7ed3\u679c\u4e0d\u53ef\u9884\u6d4b\uff08\u8f6c\u8d26\u53ef\u80fd\u65e0\u6545\u5931\u8d25\uff09\uff0c\u5e38\u5e38\u53d7\u5230\u8bdf\u75c5\u3002<\/p>\n

\u5982\u524d\u6240\u8ff0\uff0c\u8fd9\u79cd\u4f4e\u6548\u7387\u7684\u6839\u56e0\u662f\u7f3a\u4e4f\u8de8\u5883\u7684\u6e05\u7b97\u6240\u670d\u52a1\u3002\u8fd9\u610f\u5473\u7740\u5728\u8d44\u91d1\u8f6c\u8d26\u7684\u4e24\u4e2a\u5173\u952e\u529f\u80fd\u4e2d\u5b58 \u5728\u7f3a\u5931\uff1a<\/p>\n

1. \u901a\u4fe1\uff0c\u5373\u6c47\u6b3e\u884c\u901a\u77e5\u6536\u6b3e\u884c\u8f6c\u8d26\u4fe1\u606f\u3002<\/p>\n

2. \u7ed3\u7b97\uff0c\u5373\u8d44\u91d1\u4ece\u6c47\u6b3e\u884c\u8f6c\u79fb\u5230\u6536\u6b3e\u884c\u3002<\/p>\n

\u5728\u6ca1\u6709\u6e05\u7b97\u670d\u52a1\u7684\u60c5\u51b5\u4e0b\uff0c\u73b0\u6709\u4e3b\u6d41\u65b9\u6848\u662f\u7535\u6c47\uff0c\u4e5f\u53eb SWIFT \u8f6c\u8d26\u3002\u8fd9\u79cd\u65b9\u5f0f\u5c06\u4ee5\u4e0a\u4e24\u9879\u529f\u80fd\u5206\u5f00\u5b9e\u73b0\uff1a<\/p>\n

\u25cf \u901a\u4fe1 \uff1a\u7531 SWIFT \u5904\u7406\u94f6\u884c\u95f4\u901a\u4fe1\uff0c\u5728\u6c47\u6b3e\u94f6\u884c\u3001\u6536\u6b3e\u94f6\u884c\u548c\u4e2d\u8f6c\u94f6\u884c\u4e4b\u95f4\u4f20\u9012\u8f6c\u8d26\u9700\u6c42\u3002<\/p>\n

\u25cf \u7ed3\u7b97\uff1a\u4f9d\u8d56\u94f6\u884c\u95f4\u4e2d\u8f6c\uff0c\u8be5\u6d41\u7a0b\u5229\u7528\u94f6\u884c\u5185\u90e8\u8f6c\u8d26\u548c\u5404\u56fd\u56fd\u5185\u7684\u6e05\u7b97\u670d\u52a1\u5b9e\u73b0\uff08\u6bd4\u5982\u7f8e\u5143\u901a \u8fc7 CHIPs\uff09\u3002<\/p>\n

\u4ee5\u4ece\u9999\u6e2f\u5230\u5df4\u897f\u7684\u7f8e\u5143\u8f6c\u8d26\u4e3a\u4f8b\uff0c\u5176\u5927\u81f4\u6b65\u9aa4\u4e3a\uff1a<\/p>\n

1. \u53d1\u9001\u6d88\u606f \uff1a\u9999\u6e2f\u7684\u94f6\u884c\u53d1\u9001 SWIFT \u7535\u62a5\u5230\u5df4\u897f\u7684\u94f6\u884c\uff0c\u901a\u77e5\u5176\u8f6c\u8d26\u4fe1\u606f\u3002<\/p>\n

2. \u9009\u62e9\u8def\u5f84 \uff1a\u9999\u6e2f\u7684\u6c47\u6b3e\u94f6\u884c\u9009\u62e9\u7ed3\u7b97\u8def\u7ebf\uff0c\u5e76\u5411\u4e2d\u8f6c\u94f6\u884c\u53d1\u9001 SWIFT \u7535\u62a5\u3002<\/p>\n

3. \u8d44\u91d1\u7ed3\u7b97 \uff1a<\/p>\n

-\u6c47\u6b3e\u94f6\u884c\u901a\u8fc7\u5185\u90e8\u7ed3\u7b97\u5c06\u7f8e\u5143\u4ece\u5176\u9999\u6e2f\u5206\u884c\u8f6c\u81f3\u5176\u7ebd\u7ea6\u5206\u884c\u3002<\/p>\n

-\u7ebd\u7ea6\u5206\u884c\u901a\u8fc7 CHIPS \u5c06\u8d44\u91d1\u53d1\u9001\u81f3\u6536\u6b3e\u94f6\u884c\u7684\u7ebd\u7ea6\u5206\u884c\u3002<\/p>\n

-\u6536\u6b3e\u94f6\u884c\u901a\u8fc7\u5185\u90e8\u7ed3\u7b97\u5c06\u8d44\u91d1\u8f6c\u81f3\u5df4\u897f\u3002<\/p>\n

\u5373\u4f7f\u5728\u8fd9\u79cd\u7b80\u5355\u7684\u60c5\u51b5\u4e0b\uff0c\u7531\u4e8e\u6bcf\u4e2a\u6b65\u9aa4\u90fd\u9700\u8981\u6bcf\u65e5\u7ed3\u7b97\uff0c\u5e76\u4e14\u6bcf\u4e2a\u4e2d\u8f6c\u70b9\u90fd\u4f1a\u4ea7\u751f\u624b\u7eed\u8d39\uff0c\u56e0\u6b64\u6574\u4e2a\u8fc7\u7a0b\u9700\u8981 3-5 \u4e2a\u5de5\u4f5c\u65e5\uff0c\u800c\u8d39\u7528\u4e5f\u5728\u6bcf\u4e00\u6b65\u4e2d\u8f6c\u4e2d\u7d2f\u8ba1\u3002<\/p>\n

\u8fd9\u79cd\u8f6c\u8d26\u4f1a\u56e0\u4e3a\u5176\u4ed6\u56e0\u7d20\u7684\u52a0\u5165\u800c\u53d8\u5f97\u66f4\u52a0\u590d\u6742\uff0c\u4f8b\u5982\uff1a<\/p>\n

\u25cf \u4f7f\u7528\u5f53\u5730\u8d27\u5e01 \uff1a\u5982\u679c\u5df4\u897f\u7684\u6536\u6b3e\u4eba\u53ea\u63a5\u53d7\u5df4\u897f\u96f7\u4e9a\u5c14\uff0c\u800c\u6c47\u6b3e\u4eba\u53ea\u6709\u6e2f\u5e01\uff0c\u5219\u6c47\u6b3e\u4eba\u987b\u9996\u5148 \u5c06\u6e2f\u5e01\u5151\u6362\u6210\u7f8e\u5143\uff0c\u4ee5\u4f7f\u7528\u4e0a\u8ff0\u8d44\u91d1\u4e2d\u8f6c\u8def\u5f84\uff0c\u7136\u540e\u5230\u5df4\u897f\u94f6\u884c\u518d\u5151\u6362\u6210\u5df4\u897f\u96f7\u4e9a\u5c14\u3002<\/p>\n

\u25cf \u5c0f\u578b\u94f6\u884c \uff1a\u6ca1\u6709\u7ebd\u7ea6\u5206\u884c\u7684\u94f6\u884c\u9700\u8981\u901a\u8fc7\u4e00\u5bb6\u5177\u6709\u7f8e\u5143\u5904\u7406\u80fd\u529b\u7684\u5927\u578b\u94f6\u884c\u8fdb\u884c\u4e2d\u8f6c\uff0c\u8fd9\u4f1a \u8fdb\u4e00\u6b65\u589e\u52a0\u6b65\u9aa4\u548c\u6210\u672c\u3002<\/p>\n

\u70eb\u67d3\uff0c\u5728\u4f20\u7edf\u6e05\u7b97\u6240\u6a21\u5f0f\u4e0b\uff0c\u4e00\u56fd\u4e5f\u53ef\u4ee5\u901a\u8fc7\u8bbe\u7acb\u5883\u5916\u6e05\u7b97\u884c\u6765\u63a5\u7eb3\u975e\u672c\u56fd\u94f6\u884c\u53c2\u4e0e\u5230\u8d27\u5e01\u7684\u8de8\u5883 \u6e05\u7b97\uff0c\uff08\u4f8b\u5982 CIPS \u7528\u4e8e\u4eba\u6c11\u5e01\u8f6c\u8d26\uff09\uff0c\u4f46\u8fd9\u4e9b\u52aa\u529b\u4ecd\u7136\u53d7\u9650\u4e8e\u5355\u4e00\u8d27\u5e01\uff0c\u4ee5\u53ca\u81ea\u4e0a\u800c\u4e0b\u7f13\u6162\u7684\u6269\u5c55\u8fc7\u7a0b\u3002\u6bd4\u5982\u79bb\u5cb8\u4eba\u6c11\u5e01\u8f6c\u8d26\u7684\u7edd\u5927\u90e8\u5206 ( 73% ) \u4ecd\u7136\u4f9d\u8d56\u9999\u6e2f\uff08\u76f8\u5f53\u4e8e CHIPs \u901a\u8fc7\u7ebd\u7ea6\uff09\uff0c\u4e14\u4f9d\u7136\u4f1a\u7ecf\u5e38\u4f7f\u7528 SWIFT \u800c\u4e0d\u662f\u7eaf\u4f9d\u9760 CIPS\u3002<\/p>\n

\u6c47\u6b3e\u8fd0\u8425\u5546\uff1a\u73b0\u6709\u7684\u8de8\u7ea7\u652f\u4ed8\u6539\u8fdb\u65b9\u5f0f<\/h1>\n

\u6c47\u6b3e\u8fd0\u8425\u5546 (MTO) \u662f\u89e3\u51b3\u8de8\u5883\u8f6c\u8d26\u6548\u7387\u4f4e\u4e0b\u7684\u521b\u65b0\u65b9\u6cd5\u4e4b\u4e00\u3002MTO \u5e7f\u6cdb\u5e94\u7528\u4e8e\u56fd\u9645\u7535\u5b50\u5546\u52a1\u548c\u4e2a\u4eba\u6c47\u6b3e\u3002\u897f\u8054\u6c47\u6b3e\u3001Wise \u548c\u7a7a\u4e2d\u4e91\u6c47\u7b49\u516c\u53f8\u5728\u5176\u5404\u81ea\u7684\u5730\u533a\u548c\u5ba2\u6237\u7fa4\u4e2d\u90fd\u662f\u77e5\u540d\u54c1\u724c\u3002<\/p>\n

MTO \u7684\u89d2\u8272\u7c7b\u4f3c\u4e8e\u7528\u6237\u81ea\u52a9\u7684\u8de8\u56fd\u6e05\u7b97\u6240\u3002\u6c47\u6b3e\u4eba\u5c06\u5f53\u5730\u8d27\u5e01\u8f6c\u5165 MTO \u7684\u672c\u5730\u94f6\u884c\u8d26\u6237\u5e76\u901a\u77e5 MTO\uff0c\u4ece\u800c\u300c\u5165\u91d1\u300d\u5230 MTO \u7684\u8d26\u672c\u3002\u63a5\u4e0b\u6765 MTO \u8ba1\u7b97\u6536\u6b3e\u4eba\u5e01\u79cd\u5bf9\u5e94\u6570\u989d\uff0c\u5e76\u4ece\u6536\u6b3e\u4eba\u6240\u5728\u56fd\u7684 \u94f6\u884c\u8d26\u6237\u652f\u4ed8\u5bf9\u5e94\u91d1\u989d\u5230\u6536\u6b3e\u4eba\u5f53\u5730\u8d26\u6237\uff0c\u5b8c\u6210\u300c\u51fa\u91d1\u300d\u3002<\/p>\n

\u8fd9\u4e00\u65b9\u5f0f\u4e4b\u6240\u4ee5\u80fd\u63d0\u5347\u6548\u7387\uff0c\u662f\u56e0\u4e3a\u5b9e\u9645\u907f\u514d\u4e86\u771f\u6b63\u7684\u8d44\u91d1\u8de8\u5883\u3002\u6bcf\u7b14\u4ea4\u6613\u7684\u300c\u8de8\u5883\u300d\u90e8\u5206\u53ea\u662f\u8bb0 \u5f55\u5728 MTO \u7684\u8d26\u672c\u4e0a\uff0c\u7136\u540e\u901a\u8fc7 MTO \u5728\u6536\u4ed8\u6b3e\u4eba\u6240\u5728\u56fd\u7684\u8d26\u6237\u8fdb\u884c\u64cd\u4f5c\u3002\u56e0\u6b64\uff0cMTO \u7684\u4e3b\u8981\u6210\u672c\u65e0 \u5173\u8de8\u5883\uff0c\u800c\u4e3b\u8981\u662f\u7ef4\u62a4\u5176\u670d\u52a1\u5730\u533a\u7684\u8d44\u91d1\u6c60\u3002\u5bf9\u4e8e\u8d44\u91d1\u6d41\u52a8\u5e73\u8861\u7684\u5730\u533a\uff08\u4f8b\u5982\uff0c\u65b0\u52a0\u5761\u548c\u9999\u6e2f\u4e4b\u95f4\uff09\uff0c\u6d41\u52a8\u6027\u6c60\u57fa\u672c\u5e73\u8861\uff0c\u65e0\u9700\u592a\u591a\u7ef4\u62a4\u3002\u5728\u6d41\u52a8\u6027\u6c60\u4e0d\u5e73\u8861\u65f6\uff08\u4f8b\u5982\uff0c\u7f8e\u56fd\u5230\u58a8\u897f\u54e5\uff09\uff0cMTO \u5219 \u901a\u8fc7\u6279\u91cf\u8f6c\u8d26\u548c\u8d27\u5e01\u5151\u6765\u964d\u4f4e\u5355\u4f4d\u91d1\u989d\u8f6c\u8d26\u7684\u6210\u672c\u3002<\/p>\n

\u7136\u800c\uff0c\u5c3d\u7ba1\u6548\u7387\u5f88\u9ad8\uff0cMTO \u4ecd\u4ec5\u5904\u7406\u603b\u8de8\u5883\u8f6c\u8d26\u91cf\u7684\u4e00\u5c0f\u90e8\u5206\u3002\u50cf Wise \u6216\u7a7a\u4e2d\u4e91\u6c47\u8fd9\u6837\u7684\u9886\u5148 MTO \u6bcf\u5e74\u5904\u7406\u7684\u4ea4\u6613\u91cf\u4e0d\u5230 2000 \u4ebf\u7f8e\u5143\uff0c\u4ea7\u751f\u7ea6 10 \u4ebf\u7f8e\u5143 \u7684\u6536\u5165\u3002\u53e6\u636e\u62a5\u9053\uff0c\u6574\u4e2a MTO \u884c \u4e1a \u7684\u5e74\u6536\u5165\u4e3a 420 \u4ebf\u7f8e\u5143\uff0c\u56e0\u6b64\u6211\u4eec\u4f30\u8ba1 MTO \u8f6c\u8d26\u7ea6\u5360\u603b\u8de8\u5883\u6c47\u6b3e\u91cf\u7684 3-5%\u3002<\/p>\n

\u6709\u51e0\u4e2a\u56e0\u7d20\u53ef\u80fd\u5bfc\u81f4 MTO \u672a\u80fd\u4e3b\u5bfc\u8de8\u5883\u8f6c\u8d26\u5e02\u573a\uff1a<\/p>\n

\u25cf \u5927\u578b\u7ec4\u7ec7\u51fa\u4e8e\u5b89\u5168\u8003\u8651\u901a\u5e38\u66f4\u559c\u6b22\u94f6\u884c\u8f6c\u8d26\u3002<\/p>\n

\u25cf \u4f20\u7edf\u7684\u7535\u6c47\u7f51\u7edc\u63d0\u4f9b\u66f4\u5e7f\u6cdb\u7684\u8986\u76d6\u8303\u56f4\uff0c\u800c MTO \u901a\u5e38\u53ea\u652f\u6301\u70ed\u95e8\u76ee\u7684\u5730\u548c\u5e01\u79cd\u3002<\/p>\n

\u25cf \u6709\u9650\u7684\u6d41\u52a8\u6027\u6c60\u89c4\u6a21\u53ef\u80fd\u4f1a\u9650\u5236 MTO \u5904\u7406\u5927\u989d\u8f6c\u8d26\u3002<\/p>\n

\u6b64\u5916\uff0cMTO \u8fd8\u4f1a\u4ea7\u751f\u989d\u5916\u7684\u8fd0\u8425\u6210\u672c\uff0c\u4f8b\u5982\u7ef4\u62a4\u96f6\u552e\u5e97\u6216\u5bf9\u516c\u9500\u552e\u56e2\u961f\uff0c\u8fd9\u4e9b\u8d39\u7528\u94f6\u884c\u53ef\u4ee5\u5728\u5176\u66f4\u5e7f\u6cdb\u7684\u670d\u52a1\u4e2d\u644a\u9500\u3002<\/p>\n

\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u901a\u8fc7\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\uff08\u4f8b\u5982 Bitso\uff09\u8fdb\u884c\u7684\u8de8\u5883\u8f6c\u8d26\u66f4\u591a\u7684\u662f\u57fa\u4e8e MTO \u6a21\u5f0f\uff0c\u5373\u6838 \u5fc3\u8f6c\u8d26\u53d1\u751f\u5728\u4ea4\u6613\u6240\u81ea\u5df1\u8d26\u7c3f\u4e0a\uff0c\u800c\u4e0d\u662f\u5229\u7528\u52a0\u5bc6\u8d27\u5e01\u7684\u533a\u5757\u94fe\u8f6c\u8d26\u80fd\u529b\u3002\u6c47\u6b3e\u4eba\u5c06\u7f8e\u5143\u5165\u91d1\u5230\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u7684\u8d26\u6237\uff0c\u5c06\u7a33\u5b9a\u5e01\u53d1\u9001\u5230\u63a5\u6536\u65b9\u7684\u4ea4\u6613\u6240\u8d26\u6237\uff0c\u7136\u540e\u51fa\u91d1\u5230\u63a5\u6536\u65b9\u7684\u672c\u5730\u94f6\u884c\u8d26\u6237\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u53ea\u66f4\u65b0\u5176\u4e2d\u5fc3\u5316\u8d26\u672c\uff0c\u5e76\u7ba1\u7406\u4e0e\u672c\u5730\u94f6\u884c\u8d26\u6237\u7684\u51fa\u5165\u91d1\u3002\u52a0\u5bc6\u8d27\u5e01\u7684\u5b58\u5728\u4e3b\u8981\u662f\u63d0\u4f9b\u4e00\u79cd\u66ff\u4ee3\u65b9\u5f0f\u6765\u4e3a\u8d26\u6237\u6ce8\u8d44\uff0c\u800c\u4e0d\u662f\u4f5c\u4e3a\u5e95\u5c42\u8f6c\u8d26\u673a\u5236\u7684\u7ec4\u6210\u90e8\u5206\u3002<\/p>\n

\u7a33\u5b9a\u5e01\u7528\u4e8e\u8de8\u5883\u8f6c\u8d26: \u878d\u5408 MTO \u548c\u94f6\u884c\u7684\u65b0\u65b9\u5f0f<\/h1>\n

\u7a33\u5b9a\u5e01\u53ef\u4ee5\u5c06 MTO \u6a21\u578b\u6574\u5408\u5230\u94f6\u884c\u8de8\u5883\u8f6c\u8d26\u4e2d\u3002\u5982\u524d\u6240\u8ff0\uff0c\u7a33\u5b9a\u5e01\u652f\u6301\u5efa\u7acb\u4e86\u300c\u5f00\u653e\u6e05\u7b97\u6240\u300d\uff0c\u8d85\u8d8a\u5730\u7406 \u9650\u5236\uff0c\u5b9e\u73b0\u4efb\u4f55\u94f6\u884c\u4e4b\u95f4\u7684\u76f4\u63a5\u5355\u5e01\u79cd\u8f6c\u8d26\u3002\u4f8b\u5982\uff0c\u4e00\u7b14\u4ece\u9999\u6e2f\u5230\u5df4\u897f\u7684\u7f8e\u5143\u8f6c\u8d26\uff0c\u7535\u6c47\u9700\u8981\u4e09\u9636\u6bb5\u4e2d\u7ee7\uff0c\u73b0\u5728\u53ef\u4ee5\u901a\u8fc7\u4e24\u5bb6\u94f6\u884c\u4e4b\u95f4\u76f4\u63a5\u7684\u94fe\u4e0a\u7a33\u5b9a\u5e01\u8f6c\u8d26\u5b9e\u73b0\uff0c\u8017\u65f6\u4ec5\u6570\u79d2\uff0c\u6210\u672c\u4e0d\u5230 1 \u7f8e\u5143\u3002<\/p>\n

\u5bf9\u4e8e\u9700\u8981\u8d27\u5e01\u5151\u6362\u7684\u8f6c\u8d26\uff08\u4f8b\u5982\u6e2f\u5143\u5151\u5df4\u897f\u96f7\u4e9a\u5c14\uff09\uff0c\u4e00\u4e2a\u7b80\u5355\u7684\u89e3\u51b3\u65b9\u6848\u662f\u5148\u5c06\u6e2f\u5143\u5151\u6362\u6210\u7f8e\u5143\u6216\u4eba\u6c11\u5e01\u8fdb\u884c\u7a33\u5b9a\u5e01\u8de8\u5883\u7ed3\u7b97\u3002\u7136\u540e\u5728\u5f53\u5730\u51fa\u91d1\u540e\u8f6c\u6362\u6210\u96f7\u4e9a\u5c14\u3002\u8fd9\u4e00\u6a21\u5f0f\u76f8\u5bf9\u7535\u6c47\u5df2\u7ecf\u7b97\u662f\u91cd\u5927\u63d0\u5347\u3002\u800c\u66f4\u597d\u7684\u8de8 \u5883\u8f6c\u8d26\u65b9\u6cd5\u662f\u5c06\u8d27\u5e01\u5151\u6362\u6574\u5408\u5230\u300c\u5f00\u653e\u6e05\u7b97\u6240\u300d\u4e2d\u3002\u4e00\u65e6\u6e2f\u5143\u548c\u5df4\u897f\u96f7\u4e9a\u5c14\u90fd\u6709\u4e86\u81ea\u8eab\u7684\u7a33\u5b9a\u5e01\uff0c\u94f6\u884c\u53ea\u9700 \u6309\u672c\u5730\u8d27\u5e01\u8fdb\u884c\u533a\u5757\u94fe\u51fa\u5165\u91d1\uff0c\u800c\u6e2f\u5143\u548c\u5df4\u897f\u96f7\u4e9a\u5c14\u4e4b\u95f4\u7684\u5151\u6362\u53ef\u4ee5\u901a\u8fc7\u94fe\u4e0a\u4ea4\u6613\u8d44\u91d1\u6c60\u5151\u6362\u3002\u8fd9\u79cd\u65b9\u5f0f\u4e0b\uff0c\u94f6\u884c\u65e0\u9700\u5177\u6709\u6362\u6c47\u80fd\u529b\u4fbf\u53ef\u53c2\u4e0e\u8de8\u5883\u8f6c\u8d26\uff0c\u4ece\u800c\u6269\u5927\u53c2\u4e0e\u94f6\u884c\u7684\u8303\u56f4\u3002\u5f53\u7136\uff0c\u8fd9\u79cd\u6a21\u5f0f\u8981\u6c42\u6240\u6709\u53c2\u4e0e\u7684\u8d27 \u5e01\u90fd\u53d7\u5404\u56fd\u63a5\u53d7\u7684\u5408\u89c4\u7a33\u5b9a\u5e01\uff0c\u8fd9\u4e00\u5929\u7684\u5230\u6765\u8fd8\u6709\u5f85\u65f6\u65e5\u3002<\/p>\n

\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0cSWIFT \u4f5c\u4e3a\u5168\u7403\u94f6\u884c\u63a5\u53d7\u5ea6\u6700\u9ad8\u7684\u901a\u4fe1\u5e73\u53f0\uff0c\u4ecd\u5c06\u80fd\u5728\u8de8\u5883\u8f6c\u8d26\u4e2d\u53d1\u6325\u5173\u952e\u4f5c\u7528\u3002\u867d\u7136\u7a33\u5b9a\u5e01\u53ef\u4ee5\u5927\u5927\u6539\u5584\u7ed3\u7b97\u6d41\u7a0b\uff0c\u4ea4\u6613\u53d1\u8d77\u4ecd\u9700\u8981\u4e00\u4e2a\u5171\u4eab\u5e73\u53f0\u6765\u6c9f\u901a\u8f6c\u8d26\u7ec6\u8282\u3002\u5c31\u50cf\u5361\u7f51\u7edc\u4f1a\u7ee7\u7eed\u5b58\u5728\u5e76\u7a33\u5b9a\u5e01\u652f\u4ed8\u4e00\u6837\uff0cSWIFT \u5728\u7a33\u5b9a\u5e01\u7684\u4e16\u754c\u91cc\u4f9d\u7136\u53ef\u4ee5\u53d1\u6325\u5176\u94f6\u884c\u95f4\u901a\u4fe1\u7684\u4f5c\u7528\u3002<\/p>\n

\u7a33\u5b9a\u5e01\u4e4b\u540e\uff0c\u94f6\u884c\u5c06\u4f55\u53bb\u4f55\u4ece\uff1f<\/h1>\n

\u901a\u8fc7\u7a33\u5b9a\u5e01\u5b9e\u73b0\u7684\u300c\u5f00\u6e90\u6570\u5b57\u94b1\u5305\u300d\u53ef\u80fd\u4f1a\u62a2\u53bb\u4e00\u4e9b\u94f6\u884c\u96f6\u552e\u7aef\u7684\u751f\u610f\u3002\u5bf9\u4e8e\u4e3b\u8981\u7531\u94f6\u884c\u53d1\u884c\u7684\u4fe1 \u7528\u5361\u5e02\u573a\uff0c\u5e02\u573a\u504f\u597d\u8f6c\u5411\u7a33\u5b9a\u5e01\u652f\u4ed8\u53ef\u80fd\u4f1a\u51cf\u5c11\u4fe1\u7528\u5361\u7684\u4f7f\u7528\uff0c\u4ece\u800c\u964d\u4f4e\u94f6\u884c\u901a\u8fc7\u53d1\u5361\u83b7\u5f97\u7684\u6536\u5165\u3002\u8fd9\u53ef\u80fd\u4f1a\u4fc3\u4f7f\u94f6\u884c\u4ece\u53d1\u884c\u4fe1\u7528\u5361\u8f6c\u5411\u901a\u8fc7\u4e0e\u96f6\u552e\u5546\u6216\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\u96c6\u6210\u6765\u63d0\u4f9b\u6d88\u8d39\u4fe1\u8d37\u548c\u6d88\u8d39 \u8005\u4fdd\u62a4\u670d\u52a1\u3002\u6b64\u5916\uff0c\u4e2a\u4eba\u5b58\u6b3e\u53ef\u80fd\u66f4\u591a\u5730\u4ee5\u7a33\u5b9a\u5e01\u7684\u5f62\u5f0f\u51fa\u73b0\u5728\u94fe\u4e0a\uff0c\u800c\u4e0d\u662f\u94f6\u884c\u8d26\u6237\u4f59\u989d\uff0c\u8fd9\u5c06\u4fc3\u4f7f\u94f6\u884c\u5bfb\u627e\u5176\u4ed6\u5438\u5f15\u5b58\u6b3e\u7684\u65b0\u65b9\u5f0f\uff0c\u4f8b\u5982\u94fe\u4e0a\u6258\u7ba1\u6216 RWA\u3002<\/p>\n

\u4e0e\u6b64\u540c\u65f6\uff0c\u94f6\u884c\u57fa\u7840\u8bbe\u65bd\u4ecd\u6709\u5176\u4f18\u52bf\u3002\u4f8b\u5982\uff0c\u4e2d\u592e\u94f6\u884c\u652f\u6301\u7684\u6e05\u7b97\u6240\u4e3a\u5927\u989d\u5373\u65f6\u7ed3\u7b97\u63d0\u4f9b\u4e86\u5145\u8db3\u7684\u6d41\u52a8\u6027\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u7a33\u5b9a\u5e01\u8f6c\u8d26\u9700\u8981\u9884\u5148\u4e3a\u94fe\u4e0a\u8d26\u6237\u6ce8\u8d44\uff0c\u56e0\u6b64\u4f20\u7edf\u6e05\u7b97\u6240\u5728\u5927\u989d\u8f6c\u8d26\u7684\u8d44\u672c\u6548\u7387 \u65b9\u9762\u53ef\u80fd\u4ecd\u5177\u6709\u4f18\u52bf\u3002\u6b64\u5916\uff0c\u94f6\u884c\u7684\u5173\u952e\u80fd\u529b\uff0c\u5982\u8d37\u6b3e\uff0c\u7ed3\u5408\u5176\u5f3a\u5927\u7684\u98ce\u63a7\u80fd\u529b\uff0c\u5bf9\u4e8e\u73b0\u4ee3\u7ecf\u6d4e\u6765\u8bf4\u4f9d\u7136\u662f\u4e0d\u53ef\u6216\u7f3a\u7684\u3002\u6700\u540e\uff0c\u94f6\u884c\u4f9d\u7136\u53ef\u4ee5\u662f\u7528\u6237\u83b7\u53d6\u66f4\u591a\u91d1\u878d\u548c\u8d22\u4ea7\u670d\u52a1\u7684\u7684\u95e8\u6237\u3002<\/p>\n

\u53ef\u80fd\u51fa\u73b0\u7684\u53d8\u5c40\u662f\uff0c\u94f6\u884c\u4f1a\u9010\u6e10\u5c06\u5176\u80fd\u529b\u79fb\u5230\u94fe\u4e0a\uff0c\u65e0\u8bba\u662f\u901a\u8fc7\u94f6\u884c\u81ea\u8eab\u7684\u8f6c\u578b\u8fd8\u662f\u65b0\u94f6\u884c\u51fa\u73b0\uff0c\u5c31\u50cf\u4e92\u8054\u7f51\u65f6\u4ee3\u94f6\u884c\u5c06\u4e1a\u52a1\u4ece\u95e8\u5e97\u8f6c\u5230\u7f51\u94f6\u4e00\u6837\u3002\u7528\u6237\u7684\u94f6\u884c\u8d26\u6237\u53ef\u80fd\u4f1a\u6f14\u53d8\u4e3a\u94fe\u4e0a ID\uff0c\u94f6\u884c\u53ea\u4f5c \u4e3a\u94fe\u4e0a\u8d44\u4ea7\u6258\u7ba1\u65b9\u3002\u94f6\u884c\u63a8\u8350\u7684\u7406\u8d22\u4ea7\u54c1\u4e5f\u53ef\u4ee5\u4ece\u57fa\u91d1\u548c\u7406\u8d22\uff0c\u8f6c\u53d8\u4e3a\u4ee3\u5e01\u5316\u7684\u73b0\u5b9e\u4e16\u754c\u8d44\u4ea7 (RWA)\uff0c\u540c\u6837\uff0c\u8d37\u6b3e\u670d\u52a1\u53ef\u80fd\u4f1a\u878d\u5165\u5230\u94fe\u4e0a\u7684 DeFi \u4e2d\uff0c\u5e76\u6dfb\u52a0\u94f6\u884c\u7684\u98ce\u63a7\u548c\u5408\u89c4\u80fd\u529b\u3002<\/p>\n

\u8bf4\u5230\u5e95\uff0c\u73b0\u4ee3\u91d1\u878d\u4f53\u7cfb\u662f\u56f4\u7ed5\u94f6\u884c\u6784\u5efa\u7684\uff0c\u4e2d\u592e\u94f6\u884c\u8d1f\u8d23\u521b\u9020\u8d27\u5e01\uff0c\u5546\u4e1a\u94f6\u884c\u5728\u76d1\u7ba1\u4e0b\u5206\u53d1\u8d27\u5e01\u5e76\u653e\u5927\u8d27\u5e01\u4f9b\u7ed9\u3002\u7a33\u5b9a\u5e01\u4e3a\u5f00\u5c55\u94f6\u884c\u670d\u52a1\u5e26\u6765\u4e86\u65b0\u7684\u53ef\u80fd\u6027\uff0c\u8feb\u4f7f\u94f6\u884c\u9002\u5e94\u65b0\u7684\u4e1a\u52a1\u6a21\u5f0f\u3002\u8ddf\u4e0d\u4e0a\u6f6e\u6d41\u7684\u94f6\u884c\u53ef\u80fd\u4f1a\u88ab\u6dd8\u6c70\uff0c\u4f46\u94f6\u884c\u4e1a\u4f5c\u4e3a\u4e00\u4e2a\u6574\u4f53\u4ecd\u5c06\u5728\u4e16\u754c\u4e0a\u53d1\u6325\u91cd\u8981\u4f5c\u7528\u3002<\/p>\n

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